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  2. HOA Neighbor Disputes - How is Your Association Dealing With Them?
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As parties often avoid seeking professional assistance due to cost considerations, try to have information available on free or low cost programs that are available. Help the parties to understand: i that mediation involves a negotiated settlement that both sides must agree to; ii a mediator cannot make a decision in favor of one party or the other; iii a settlement reached in mediation can be legally enforceable. Helping the parties to understand how mediation or arbitration works and that it can be a fast, low cost alternative to becoming embroiled in costly litigation proceedings through the court system, should promote agreements to seek resolutions to disputes through such mechanisms.

Given the fact that neighbor-to-neighbor disputes are a reality within common interest developments, it is a good practice for Associations to have a set policy in place that covers how it will handle such disputes when they do arise. The initial drafting of such a policy should be done by a professional and templates of previously drafted policies can be utilized and modified — with the assistance of a professional. The proper handling of such disputes will minimize the impact of the dispute on the Association.

Offer valid on July 5th only. Thanks for your words. I am going to go for it. Thanks xo. I also want to be around quality people because I actually have 2 degrees from Notre Dame but got off track career wise helping my grandma. Maybe something will find me that uses my brain more. I used to live in a small cute town and I learned that you can get more chances by being around the right people who can see your personality.

In , I was financially set for life. I bought a townhome because I wanted to be free to travel and work seasonal positions out of state without the worry of mowing grass, cleaning gutters, and taking care of the exterior of my home. I thought that is what I was buying into. Because HOA board members are uneducated, unskilled, and often times thieves. The president suddenly died and the predecessor told the court they had no records. Big lie! Next, the siding on all the housing was rotting to the point mine was so severe the electric meters fell off in a torrential rain and water poured through the holes and destroyed my entire finished basement.

That resulted in lawsuit number 2 for breach of contract. Next they let the driveway on my unit drop below the garage floor and again when it rained water poured under the flooring and destroyed my finished basement on that side. They also let the fence rot to the point I could never put a dog or child in the backyard. We are now in lawsuit number 3. There are far more details but I will spare you those. This is the first and will be the last HOA I ever live in. That has been my experience. That is cash money because I paid cash for the home and have paid for all the other with my savings.

The stress of 12 years of this hellhole has caused me to lose all the pigment in my skin due to Vitiligo and some other stress-related health issues have presented themselves. At 62 years old, I should be out enjoying life and the great job I did of saving for retirement. I cannot be out in the sun and vacationing are cost prohibitive. In addition, when you sign on the dotted line of ownership into an HOA you sign away your Constitutional Rights. You become business partners with all of your neighbors in a non-profit corporation.

And you become the guarantor for payment on all debts, loans, lawsuits, liabilities, settlements, construction defects, and disaster rebuilds for the entire HOA. The risks are massive and there is not getting out of them if the board members make stupid decisions, steal the money, or engage in lawsuits against you or your neighbors. Rent an apartment and enjoy life if you do not want to own a home without an HOA. Volunteer, take a class, or find some other means of meeting friends but buying into an HOA is not the answer. I get a kick from all of you who complain about living in an HOA community.

I love how our homes all looks as nice or nicer than they did 20 years ago. If you look at other non-HOA communities of the same age, people have probably changed the colors and original designs over the years…not always for the best. The biggest problem is finding volunteers to serve on the Board or committees.

Read the rules before you buy. Hi Guy — I completely agree with you about people not reading the bylaws and covenants. I saw that all the time in the mortgage business. People ignored them and assumed all was well. They never stopped to consider that certain restrictions might interfere with exactly what they plan to do with the house. But there are cases, such as with my wife and I, where a non-mandatory HOA became mandatory after we moved in and we were stuck.

Over the years I came to the conclusion that buying a house is mostly an emotional endeavor. They just want the house — period! Guy is right. It all works well for them until someone like me gets elected; then they get to sit down and be quiet, while the rational among us call the shots until they die, or go into a retirement village. The sooner the better.

Hi Jessica — In my experience the HOA boards are usually occupied by young bucks, people in their 30s and 40s who are climbing the career ladder and also looking for a side venture as Masters of the Neighborhood. Control freaks know no age limits. So sad. Actually, no guy. ANY time. Jessica and Guy — I like a lively debate as much as anyone else, but this is starting to get personal. I must ask you to take it offline, so we can keep the thread from getting ugly.

Thanks to you both for reading and for your initial comments. I guess name calling is how you single handily whipped your community back into shape, Jessie. Most are well educated, long time residents and knew exactly what they bought into. Never been bothered except for an occasional letter taped to our mailbox about civic meetings but that was it.

I found it unethical, disturbing and unprofessional. I think sometimes they do it because someone has complained, other times because someone — maybe someone on the board — has an ax to grind with you. But other times I think they just go on a dragnet because they think they have to, or because they want to flex their muscles. Thanks for writing this article. Sadly, even the developers arranging mini farms are including some major covenants and restrictions. We walked away from one piece of land over the principle of it.

They wanted us to sign away the right to have an officer obtain a warranty before coming on our property! We walked away at contract signing on that one. Keep up the good work informing the public. I know in my area the highest priced homes are in older non-hoa communities. The only people this topic strikes a chord with are those who have come into conflict with their HOA and see their true nature, or those who got tired of being restricted to the point of diluting the entire concept of homeownership.

Most people seem thoroughly enchanted with HOAs. Good catch on constitutional rights. That basically removes legal remedies. Glad your a fan of C. Many others have said it as well, in a different form, but it falls on deaf ears with most. That means you rarely find them in HOA neighborhoods. You just have to stay alert and avoid following the herd with the money that you do have. Older people 75 and up with no life accomplishments to speak of other than several failed marriages, no successful career, and a few children and grandchildren on their resume.

Dealing with those board members drunk on their power became too much to tolerate. Nilla, is that how you see all HOAs? Is that how you see all younger HOA board members? What did Jessica do that was worth applauding? Hi Guy — I certainly see what Nila means. People claw at each other to get on the board. Some of them do it in the hope of launching a political career I think. But a lot of them also seem to be on a power trip. They always seem to attract the same people types. There were stories of hoa issuing parking citations then charging s of thousands of dollars legal fees to go to court to collect said parking ticket.

Needless to say when I moved to another area I bought an older home without hoa. I am extremely happy about that. I cannot. In our area DC it is very hard to find a property without an HOA or a condo with low condo fee if you buy a condo. Even when you buy land, it turns out there is an hoa in place already unless that land parcel is huge.

In one area near a lake a 0. That caveat? Little wonder people want to get rid of such land at any price. We had the issue in the Atlanta area, where most neighborhoods have them. I like it better this way. HOAs are a government within a government, and we already have more than enough government at all levels. I own a home without HOA currently, but had a condo with one. What a nightmare that was! Everything stated here happened. The assessments for additional repairs, which were not done by methods, and companies that could be considered capable, but cost-efficient, legal fees, were just constant, and in the thousands.

Neigbors were charged hefty daily penalties for such crimes as unapproved doormats, hanging a lovely stained glass panel in the side window of the entry door. The personality types on the board were wanna-be politicos, people with a deep-seated need to feel important, and those wanting to control others. After all, they do it for your own good — or so they believe. Really they do it for their own good and long-term purpose. Those predicaments never get better, and always get more expensive.

What puzzles me is that those kinds of neighborhoods usually draw well-to-do people. What I wonder is if a person has money, why would he subject himself to that type of oversight??? But I see so many who are doing well financially fall into line with this kind of trap, and they do it willingly and enthusiastically. They unknowingly become toadies for the rulers on the board, and many of them support the board with the conviction of a convert.

I live in northern Nevada in a small middle-class suburb. The HOA here is run by a dictator-like retired Navy enlisted guy. He has many cohorts on the board; he is their boss. His sycophant buddies get away with many violations while the rest of us face constant fines and harassment. I once challenged him at a meeting. He and his cohorts are a bunch of crooks who constantly steal from the HOA.

This is like a criminal enterprise for these guys; and they use intimidation, promises, and threats to get voted in again and again. I quit going to meetings out of frustration. Nothing to do really but move out. I will as soon as I can. When these things go bad they can really go bad. Hi Jay — Of course, none of this surprises me. Your best strategy is to lay low until you can sell and get out. I think the only people who have participated in this thread are the ones who have experienced the dark side. The others are happily ignorant.

To me, it had all the trappings of being back in high school. I want no part of that. Agree with much of this article. Stay away from HOAs. Our taxes are about the same as the dues. We have no pool, no clubhouse, no workout room, no kids play area, no nothing. In our area, many of the developments in the past 20 years have had repairs to leaking walls, windows, roofs.

Shoddy developers and contractors, and less-skilled non-citizen labor are also contributors to the problem. I could write for hours on this HOA topic, but I will spare you. Two other points you touched on that I want to emphasize. One, the lack of roof overhangs. A handyman in our old HOA neighborhood warned me about these.

Many of the houses in the neighborhood had problems with leaking and rot. He said that was a major source of the problem. But most houses today are built the same way. The second is being familiar with HOA regs. Most people completely ignore them when buying in. In my experience, most buyers develop buyers blindness.

Anyone who brings it up is an adversary. It compromises the basic notion of homeownership. Best advice — stay away from HOAs. Be independent. Be a free American. Surveys have shown people prefer them, and even pay a higher price to live in one. I thought the Financial Meltdown would change this, with people being required to keep up maintenance even without a job or after having been crushed by the stock market crash, but I was wrong. Would you believe a survey by ANY other industry measuring satisfaction for their own products and services? It has nothing to do with what the public really prefers.

All of it is a promotional stunt. In fact, I have a healthy amount of skepticism about any survey. The results can be — and often are — heavily skewed by several factors: the questions that are asked vs. All of these variables can be manipulated and then the resulting data is selectively reported to the public. Survey and statistical data with regard to housing and community development is both incomplete and contradictory.

I have written about this and posted several articles on my website that indicate demand for HOA, condo property is leveling off or dropping, when you look at Census data and market surveys done by the National Association of Home Builders. See independentamericancommunities. In my observation, a minority of people actively seek out HOAs. So they dump construction and maintenance costs onto housing consumers. A developer passes construction costs to the sale price of new construction.

When we were living in Atlanta HOAs completely dominated the market, especially new construction. But I digress. Excellent, excellent, excellent point about HOA fees being a property tax. If buyers knew the truth and massive risks that come with HOA, Condo, or Co-Op purchases they would run like their hair is on fire. Examples: Every drug being advertised on TV has a massive list of possible side effects.

Enough warnings for me that I avoid taking any of those drugs. When entering a hospital to have surgery there are numerous times that a staff member confirms you are there for that particular surgery.

You sign, initial, and verbally acknowledge you know what surgery is going to be performed prior to being wheeled into the the operating room. The truth is: You are signing away your Constitutional Rights. You are becoming business partners in a non-profit corporation with all of your neighbors. The HOA industry is ripe with organized crime! Rest assured the answers would have been pure BS to move the process forward.

People enter the arrangement completely unaware. And forget about hiring a lawyer and fighting it legally. The deck is stacked against you from the start. This is precisely why some of us have worked tirelessly to educate others about the risks and nightmares that exist before they make the purchase. More people need to be made aware of this, and hopefully one day this madness will end.

In full disclosure, I serve on an HOA Board, and my only interest in doing so is to protect our homeowners including my family from petty behavior, keep costs down, and defend their freedoms as property owners.

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This is alarming, and the fight is exhausting. Yet I feel that I must continue, only to prevent our neighborhood from becoming another casualty of the system. Just today we had an incident that brought my anger to a boiling point, and I do not even know the people who were targeted.

One of our homeowners had a minor flaw in a piece of their landscaping, and our overzealous property manager as well as a few board members made a huge ordeal of it. All I could think about was this poor person, minding their own business, probably unaware that anything was wrong, or perhaps they were too busy with work or their families to make sure their landscaping was perfect in February. I made a statement in defense of the homeowner, and tried to emphasize that this is not something we should focus on, but I know it fell on deaf ears.

That explains why these organizations are so firmly entrenched…if you promise people money, they will buy into almost any set of ideals. What they fail to realize is that the money may or may not materialize, for all of the reasons the other good people who commented here and the article itself stated.

We love our community, our home, and our neighbors, and we have been long time residents. I will continue the fight, for my family and for everyone else here who has been snared by the same insidious trap. Bless you Nick for serving on the board and actually daring to try to do something good! And thank you for your commendation. The property value issue is at the heart of the HOA problem. They get a pass on logic, compassion and fairness in the alleged pursuit of higher property values. The board have an us-vs-them mentality, that mostly swells their already bloated egos. HOA communities need more people like you.

I live in a neighborhood now that has very weak HOA rules my neighbor to the left of me has gallons of old deep fryer oil and tires and broken down trailers and old plant containers and his yard has holes dug in it where his sprinkler broke over a year ago with a safety cone in the holes. My neighbor to the right has old car parts, tires, break rotors, yard debris, these are k houses. No one wants to come home everyday to a garbage pit and have your neighbor never mow their lawns and have weeds growing in it and all over their driveways.

Also during the crash my brothers neighborhood turned into a rental house paradise and the renters did not keep up their properties the same, he had to constantly get the HOA to tell the people they could not park cars on the grass or block peoples driveways and to mow their lawns and fix their screens. A lot of people are just down right pigs and they do not care that their house is falling apart, and that is fine as long as you do not live next to me and affect the ability for me to sell my home for the best possible price. Hi Rick — I can certainly appreciate that.

Either they let them fall apart, or they hit owners with special assessments.


HOA Neighbor Disputes - How is Your Association Dealing With Them?

Neither outcome is a good one. They go after some people, while ignoring others for the same violations. They can be very political, and the last thing I want is another governing body in my life. I guess I have more faith in individuals than I do in groups, and especially groups with legal authority. It works for you. Viva la difference! True… there obviously no right or wrong answer to this question.

In my brothers case though the neighborhood failed, there were major financial penalties accessed to the owners so at least there was a little bit of satisfaction knowing they were not getting off scott free. If a neighbor is that bad you can always call city hall, as most communities have certain minimum maintenance standards.

A true community of caring neighbors would offer companionship or home maintenance help to a neighbor in need. City hall does not care, I live in the county and regulations are very loose and harder to enforce. She has tried to put her house on the market and the real estate agents say, your house is beautiful but your neighbors bring down your value by over 50k and I doubt anyone with kids would ever buy this house. Deborah come on over and help.. I doubt you ever have.. I spray his weeds and pick up the trash that his uncovered cans place in the street weekly.

I doubt you had a neighbor brind in a class c motorhome with flat tires and broken windows and park it across the street and leave it there for 8 months along with a boat that the junk yard would not even take. Some people are just impervious to rules, no matter who issues them. Only people who respect rules and laws actually obey them and are controlled by them. I think that applies here. So true. That is why i am so frustrated. My hoa has no teeth or rules for a dirty front yard only about the type of siding your shed can have. A contract with No teeth is worthless.

This will never be settled. Those that have had a neighbor that has pushed passed the point of civilty will like someone looking out for them and those that have only decent neighbors would rather be on their own. Until 14 years ago i would have not been associated with a hoa now i wish there was someone that could do something. I am not alone in my neighborhood most of us wish there could be something done. Thanks for the feed back. I only have about 5 years until i move then on to the next neighbor. City and county governments view HOAs as a way to collect property tax while delegating all those pesky duties such as managing infrastructure and code enforcement.

The HOA is just a fourth layer of governance, usually ineffective and unaccountable to its members. Hi Deborah — This is another of my soapbox issues. Government is always looking to a increase revenues, and b pawn services off on someone else. As you point out, HOA neighborhoods are the perfect way for them to do both. The bill for this — due to inadequate replacement reserves — is going to shock a lot of people. Maybe that will fix the problem for good. But like the politicians, when the dung hits the fan, the board members will be nowhere to be found when the masses are looking for culprits to sacrifice for the transgressions.

By then the neighborhoods are in poor condition. I saw some once solid neighborhoods physically deteriorate in just a few years. As I say, I saw a lot of that in Atlanta. We lived in one neighborhood that changed radically for the worst, and we only lived there for six years. People were literally moving out in the dark of night, usually replaced by tenants, or foreclosure signs, then tenants.

Not to mention being wasted on costly lawsuits that should never have been filed. Additionally, the majority of board members have no clue about maintaining structures, roads, pools, or how to hire contractors. We will never know where that money is because the guy that was the board president for 20 years died shortly after I hired an attorney in an effort to gain access to the financial records and expenses of the HOA.

What could possibly go wrong when a bunch of volunteers with no business experience have access to millions of dollars and no clue what they are doing? HOAs were a failed concept from day one. Give me with pink house with the purple shutters and the old RV with flat tires next door! If nothing else find some investors to buy them out and clean the place up and sell it or try to get the city or county to condemn the property. Hi Nila — I agree, the property value benefit is completely temporary. But when they begin to decline, and major funds are needed for upgrades, the alleged superstars disappear and the neighborhood goes down.

Eventually the HOA is disbanded when the truth comes out. It must be nice when you can blunder with impunity. They said none of the hundreds of HOAs they managed had adequate reserves, and it was unusual in the industry. Then all the happy campers who love their HOAs find out what they really signed on for. I believe that Colorado management company you spoke with is full of horse manure. Or they are smoking some of that legal Colorado weed. You and I both know that. Hi Nila — You may have read my comment wrong.

That company confirmed the reserve problem. They said close to none of them have adequate reserves. The reserves always looked cosmetic at best. I read that to mean they were saying inadequate reserves were unusual in the HOA industry. And my point, was that underfunded reserves are business as usual in most HOAs. And most of that problem exists due to lack of financial management and embezzlement by those entrusted to oversee the well-being of the HOA. My grammar was bad, but I meant to imply that having adequate reserves was unusual in the industry.

Mortgage lending guidelines required that we review the financials for adequate reserves, but as usual it was a gray zone, and as long as they had something, they passed. Pre the mortgage industry was totally slipshod in enforcing guidelines. And if you tried, you were in the dog house. Everything was designed to facilitate more housing sales, fundamentals be damned. Maintenance was not being done. Again, I was denied access to any and all records even though I was now an owner. When my attorney filed the lawsuit to gain access to the records the president dropped dead shortly after.

He was sixty years old. His successor refused to put an injunction on his estate to stop it from settling. Therefore, this HOA will never know where the money went. A homeowner with connections to the mortgage industry sent a phony inquiry to the HOA so we could see what they were submitting to the mortgage companies. The results were shocking. And other questions were answered with false information. There was one case where the mortgage company did their due diligence and actually paid the county court to mail them over pages of documents from the lawsuit.

After reviewing the documents they denied the mortgage to the buyer. The seller called me screaming that I caused her to not be able to sell her house. She refused to accept the HOA was responsible for the mortgage company backing out on her buyer. To this day, that woman hates me, tells everybody I kept her from selling her house because I filed a lawsuit against the HOA, and says nothing but nasty things about me.

She is a retired school teacher. You confirmed how the mortgage companies wear blinders and put those with no knowledge about the risks of HOAs into the trap. If mortgage companies did not make loans into HOAs it would help put an end to this corrupt segment of the housing industry.

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Nothing like mortgage companies funding organized crime! I shake my head in total disgust. What I do know is that when I was in it, the whole purpose of the business was to grease the wheels of the real estate industry. If the loans are crap, the assets can collapse, which is exactly what happened in the Financial Meltdown.

B and C paper was being labeled as A paper and sold at prime rates. Then the whole house of cards collapsed and the industry virtually shut down for a couple of years while the regulators sorted it out. Like the real estate business, the mortgage business is production driven. They spelled it banc, not bank which I found interesting. And they were able to take out that loan without one vote from a homeowner.

Yet, it was guaranteed with the dues. Again, the risks that buyers and owners have no clue about. The mortgage companies are possibly in there, too. When they do this, I usually do one of two things depending on how I feel: Opt. They usually think twice before bothering you too soon again. After a prudent period of time depending on your busy schedule 1 to 3 mo go ahead and re-create the non-compliance for 1 or 2 days, and remove it.

Do this intermittently 2 or 3 times for a month. Then wait another month or two in full compliance. You can use different non-compliances to cause more confusion. However we did once do something interesting, we had small kids in our home who played outside some times. In these cases, the HOA is itself uncompliant for some period of time which could last a few days to months. Sometimes this is the most effective way to get them to fix something. What you want is for them to work for you, not vice-versa.

In all, HOA living can be really fun and exciting, and stimulate your creativity which is an antidote to aging. Otherwise, it sounds like you have too much time on your hands, coupled with a bit of a mean streak. Be careful to do what is right in the eyes of everyone. If it is possible, as far as it depends on you, live at peace with everyone. In my experience they do not even attempt to ensure that the value of the property goes up or at least remains. My Easley experience was rather benign: The HOA never really bothered, always reached out to me in a nice way to inform me of potential violations, afforded me time or a reason.

Whilst I never really wanted an HOA they were not much of a bother either so I was neither for or against them. I still own this property 16 years later and have not had much issue with the HOA. Fast forward to my Atlanta experience. This house I have owned and lived in the community for 12 years, and like my Easley experience was rather neutral for the first few years.

The real issues happened when I started renovating my basement. Since it was an internal renovation I did not need to inform the HOA and proceeded. All the below happened within a year of the renovation. I informed them that I knew and that I had contractors coming and going for the basement renovation and that it would be repaired as soon as the renovations are completed.

The HOA said nothing. Again I told them politely that the renovations were still ongoing and that it did not make sense to fix these issues since they were likely to recur since contractors were bringing in all sorts of materials. I informed them that the renovation was not addressed by covenants, that it was entirely internal and thus not visible to the front yard , did not constitute a structural change to the house, and therefor there was no need to inform the HOA. Now at this point the renovations were almost complete and I had replaced the sod in the front and back yards and was preparing to address the other issues landscaping, painting, and driveway , but then I had a pipe burst within the home from a bad plumbing job.

And then I had some issues with termites fortunately minor , but still both forced me to outlay cash that I had otherwise allocated for other uses such as painting and driveway maintenance. Each time informed the HOA that I had ongoing issues within the property and that the exterior of the house is of no importance if the structure is repaired. Unrelenting they fined me again and again. Had I stopped and allocated funds to pay the HOA my house would have been riddled with termites, fed to carpenter bees, and had an unusable master bath with a hole in the ceiling.

Even if a buyer is savvy enough to ask to see the By-laws of their prospective community, they may not have a "right" to since they are not "members" of the association. They are thus agreeing to a contract they haven't seen! This is a catch that needs to be rectified in every state. McKenzie, a political science professor at the University of Illinois, who has acted as an "expert witness" in HOA vs. One might assume that the U. Constitution which provides these First Amendment rights is the final word. The truth is the U. Bill of Rights sets a floor, but not a ceiling, with respect to individual liberty.

A state high court can interpret its state constitution to exceed the protections accorded under the federal Constitution. But, it cannot interpret its state provisions as providing less protection. Yet, HOAs can make rules that even violate of state law. Consider the use of "red light" cameras, a term which applies to cameras at stop signs and RR crossings as well as red lights.

NJ had a "red light camera" pilot project which ended in The state then prohibited their use. Because HOA communities are deemed private properties, they can make - and enforce - whatever rules they deem warranted, even in violation of state law. Throughout the nation, disputes between homeowners and the association have led and are increasingly leading to civil suits and as more Baby Boomers reach retirement and choose to live in HOA communities, there will likely continue to be an increase is such challenges.

Boomers tend to question why and yield to authority with more resistance than previous generation. New Jersey - which extends first amendment rights - has witnessed two very important cases. The 9-count case was appealed and in the New Jersey Supreme Court overturned the Appellate Division's decision and reinstated the decision of the Trial Court, finding that common interest community associations could lawfully impose reasonable restrictions on its members and that such restrictions do not violate the New Jersey Constitution's protections regarding freedom of expression and equal protection.

In other words, the homeowners' association did not violate the state constitutional rights of homeowners by restricting their ability to erect signs, use a community room, and publish in the community newspaper. In the other notable NJ case, State v Schmid , the court faced the "need to balance within a constitutional framework legitimate interests in private property with individual freedoms of speech and assembly. Some argue that common-interest communities and their member-elected boards are essentially state or public actors by setting rules and regulations, but others argue that community associations are essentially private organizations, in which members simply purchase individual homes or condo units.

The community, or the board that runs it, can dictate--by contractual consent. Those who purchase or rent are agreeing to a contract they are not , in most cases, privy to read prior to purchasing or renting! There need to be laws in very state to require full disclosure.

State real estate laws need to require that all HOA rules, regulations and bylaws are submitted with the real estate contract so that individuals and their attorney have an opportunity to review them prior to finalizing the contract. The Twin Rivers decision upheld that homeowner associations themselves are "constitutional entities. If HOA boards can make any rule they want, even if it violates state or other laws, where does it end? Could they make a rule that people of certain races are not permitted to swim in the swimming pool While most communities likely would not for fear it would decrease desirability and thus property value, they certainly could, and have done so.

A community in Lakewood NJ in which a majority of homeowners are Orthodox Jews, for instance, s et rules for their swimming pool based on religious law. No legal challenge has resulted from fines levied for breaking the rules. Be forewarned! In buying a home with maintenance taken care of and lovely amenities Tap here to turn on desktop notifications to get the news sent straight to you.

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